Protection

Did you know that you can have a replacement income, tax-free for whatever period of time you are off sick, up to age 65?

If you are unable to work because of illness or accident one of the following is likely:

• Your employer will stop paying your wages and you may receive only Statutory Sick Pay of £72.55* per week.

OR

• Your employer will pay your wages for a period of time – this is ok if you have a short illness. If you are still unable to work when your wages stop you may receive only Statutory Sick Pay of £72.55* per week.

OR

• If you are self-employed and income stops because ill-health prevents you working, you may receive only Statutory Sick Pay of £72.55*.

* (Figures correct at April 2008)

The question is – “How will you pay all your bills if you only have Statutory Sick Pay”?

Don’t think it won’t ever happen to you!

Contact us for information about this excellent product and for a personal illustration.

Life Insurance

If you have dependants their financial security would be seriously affected in the event of your death if you have no life insurance.

If you want a mortgage to be cleared in the event of your death you need Life Insurance.

If you want to leave money to someone on your death you need Life Insurance.

The policy needs to reflect your circumstances.

Please contact us for a no-commitment competitive quote.

House Insurance

Protect your home and contents. We can arrange comprehensive insurance for you quickly, on-line and give you a competitive quote.

If you have a mortgage you must insure the house.

For Building and Contents insurance we offer products from a panel of providers.